Comments on: Health care reform must help the self-employed http://www.nmpolitics.net/index/2009/09/health-care-reform-must-help-the-self-employed/ Get the real story Thu, 09 Feb 2012 01:10:17 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: wedum59 http://www.nmpolitics.net/index/2009/09/health-care-reform-must-help-the-self-employed/comment-page-1/#comment-8603 wedum59 Tue, 15 Sep 2009 10:52:45 +0000 http://www.nmpolitics.net/index/?p=5996#comment-8603 "Furthermore, central to the reform debate has been the promise that if you like the coverage you have, you can keep it. The majority of self-employed individuals are covered by plans with high deductibles or limited benefits in order to keep monthly premium costs affordable." From reading HR 3200, it's my understanding that in order to join the HIE, Health Insurance Exchange, all insurance companies will have to meet certain standards, including limits on cost of premiums, deductables, etc. And if your insurance company does not join this exchange, you are free to choose one that has. It will take a few years (2011 or 2012) to put the infrastructure all in place, but I believe that help is on the way. “Furthermore, central to the reform debate has been the promise that if you like the coverage you have, you can keep it. The majority of self-employed individuals are covered by plans with high deductibles or limited benefits in order to keep monthly premium costs affordable.”

From reading HR 3200, it’s my understanding that in order to join the HIE, Health Insurance Exchange, all insurance companies will have to meet certain standards, including limits on cost of premiums, deductables, etc. And if your insurance company does not join this exchange, you are free to choose one that has. It will take a few years (2011 or 2012) to put the infrastructure all in place, but I believe that help is on the way.

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